Since gas prices are on the rise, is it smart to use gas cards and what are some ways to save money
Copyright 2006 Debt Management Credit Counseling Corp.
Question: Since gas prices are on the rise, is it smart to use gas cards and what are some ways to save money on gas?
Answer: As we all know, gas prices have risen to an average of $3 per gallon in the United States. Since the gas prices are high again, this means that gas-rebate credit cards will be targeting consumers more than ever. There are some perks and advantages to using gas cards but there are also many disadvantages if you do not take care of your credit.
Advantages
Gas rebate cards offered by financial institutions and oil companies typically offer 5 to 10 cents back for every gallon of gas purchased. Some cards may also provide credit points to be used to buy other products. This can definitely save you money if you pay the entire balance off the gas card every month.
Disadvantages
The disadvantages of having a gas-rebate card probably outweigh the advantages for the majority of consumers.
Some disadvantages of using a gas card include the following:
? Gas card issuers can change interest rates, rules and fees. Make sure you read the fine print ? they will inform you of changes to your card.
? Gas-rebate cards are usually in the 14 to 23 percent range, depending on your credit history.
? If you are late paying your gas card bill, they may raise your interest rate and can even freeze your rewards.
According to an article written by Mc Nelly Torres of the South Florida Sun-Sentinel, here are the advantages and disadvantages of four different gas card programs.
1. Discovery Platinum Gas Card promises a 5 percent cash-back bonus on gas and auto parts purchases. If you are late making a payment, the percentage rate could rise to between 15.9 percent and 28.9 percent.
2. Chase PerfectCard Mastercard offers a 6 percent rebate on all gas purchases at any station for the first 90 days after the customer signs up for the card then it drops to 3 percent.
The maximum rebate you can earn for gas purchases on a monthly statement is $15. But to achieve the maximum in rebates on gas purchases, you will need to spend up to $500 monthly at any gas station.
3. The Chevron/Texaco credit card program allows customers to earn 10 cents per gallon on their first 500 gallons purchased, but the offer is good for the first five billing cycles. There is another limitation: Cardholders can use the card only branded Chevron retail stores and participating local Texaco stations.
4. At Marathon gas stations, consumers can earn a 10 percent rebate if they use the Marathon Platinum Mastercard for the first 60 days after opening the account.
But the rebate drops to 5 percent afterward, and the card can be used only at Marathon gas stations.
Ways to save money on gas
For the people who want to avoid using gas cards, there are several different ways to save money on gas. Keeping proper maintenance of your car can save you significant money. This means keeping your tires inflated to their maximum level. Having under inflated tires can waste fuel, reduce your tire life and above all are a safety issue. Make sure to get regular tune-ups and oil changes.
Fresh oil will decrease gas consumption.
Follow the maintenance schedule in your owner's manual and check to see the recommended octane rating for the fuel to be used in your car.
Why buy premium if you can use regular?
The way you drive can directly influence your fuel consumption. Making fast starts and sudden stops can burn extra fuel. Try driving a little slower; the faster you drive the more gas you lose. Take the shorter routes for errands and also for the drive to work.
Planning your routes accordingly can save you a lot of money on gas.
Try public transportation. In most metropolitan areas, there are many services to choose from such as trains, subways, metro movers, trolleys and buses. If the train or bus schedules coincide with your work hours and place of work, why not use them.
Last but not least, try carpooling to work. Find someone you work with that lives in the same vicinity and ask them if they will be willing to car pool with you to work and back. Work out a driving plan with that person by having them drive one week and you drive the next week.
This will cut your work related gas expenditures in half for the month. This is also an excellent way to save money on gas.
Sources: http://www.bankrate.com/brm/news/advice/20000215c.asp
http://www.sun-sentinel.com
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2006 Chevrolet Corvette Z06
What's new for the 2006 Corvette Z06?First, the 2006 Chevrolet Corvette has been redesigned for the 2006-year model.
It has enhanced features, but in this article I want to tell you specifically about the Z06 features to this model.The Z06 is, of course, the fastest vette ever built.
It will have a 500 horsepower 427 cubic inch engine with lightweight components.
What does this mean in a 3130-pound car?
It means superior performance beyond all other Corvettes.
Estimated 0-60 in less than 4 seconds along with a sub 12-second quarter mile.
Top speed is reported to be more than 190 MPH (on a closed race track of course).What makes this new Corvette so much better?
Several components:
- 500-hp/475 lb.-ft torque
- 7000 RPM redline
- 11.0:1 Compression
- Titanium connecting rods
- Titanium intake valves and pushrods
- Hand built engine
- Dry sump lubrication
- Aluminum body structure
- Carbon fiber front fenders
- Magnesium...
Toyo tires > 2006 Chevrolet Corvette Z06
World Renown, Pitts Performance Go Kart Racing Center, Launches Ground-Breaking e-Commerce Website That Delivers Karts and Parts Directly To the Track or Home
(ContentDesk) September 14, 2005 -- Blown a gasket on your kart at the track? Snapped a water pump belt or throttle cable? Need parts delivered fast?
How about a custom go kart, turn key kart, fun kart, mini bike, gas / electric scooter, engine or name brand racewear ? all delivered to you with racing speed and orderable online. For the first time, California's most reputable kart company is placing all of their kart racing products at www.pittsonline.com and getting them to you as fast as you can say? Pitts Performance.Pitts Performance, a full service go kart center, has been supplying parts from sprockets to Top Kart Chassis's, Honda engines, Bridgestone tires, Mychron data acquisition and many other kart accessories, brand name karts such as CRG, Tony Kart, Top Kart, Nevoso, Manco, and Twister, as well as top-of-the-line racewear from Sparco, Momo, Gearbox, MIR, Simpson and Alpinestar to...
Toyo tires > World Renown, Pitts Performance Go Kart Racing Center, Launches Ground-Breaking e-Commerce Website That Delivers Karts and Parts Directly To the Track or Home
KidBean.com Debuts Organic Hemp Sneaker-Style Shoes for Kids
KidBean.com is thrilled to announce the debut of their new Organic Hemp Children's Sneakers!
These amazing children's shoes are 100% vegetarian (vegan) and are: cruelty-free, sweatshop-free, leather-free, and are quite simply the most sustainable children's shoes you can buy!
They are made with only environmentally-sound materials, including organic hemp uppers and soles made from reclaimed used tires."I am so excited about these shoes!" says company owner and founder, Melissa Zenz.
"For years, I have been searching for an eco-friendly, vegan shoe for kids.
This is one of the top products sought by nearly all vegetarian and vegan parents?it's mentioned in all of the discussion boards, e-mail lists, and magazines.
I could not find anything on the market that met our standards, so I decided to make them."The process began with selecting the materials for the shoes.
"I prefer natural fibers to synthetics," says Ms.
Zenz,
Toyo tires > KidBean.com Debuts Organic Hemp Sneaker-Style Shoes for Kids
For Recall: 2002-2006 Jeep Liberty
The Chrysler Group of vehicles has recently released an announcement that they are recalling some 832,000 Jeep Liberty vehicles. This is according to some studies that they have regarding the mentioned vehicles. The company has found out that these Jeep Liberty vehicles manufactured from 2002 up until 2006 have a potential loss of control of steering which could definitely endanger the lives of those who drive it, those who ride it, and those who are in the vicinity of the vehicle.
Max Gates, the spokesperson for Daimler Chrysler AG, the company that manufactures vehicles under the Jeep brand, further claims that they have already received 111 complaints so far. And they were also able to receive reports of three injuries that were related to the problem.
If parts jeep were the problem, the situation would have been easier to contain. However, with such a case, the results could even be grave and could lead to serious injuries or even death.
The...
Toyo tires > For Recall: 2002-2006 Jeep Liberty
Jogging Stroller Safety Tips
Strollers offer a wonderful and convenient service to parents and caregivers.
The first priority in choosing a stroller should be safety.
To prevent tipping, choose a stroller that has a wide base so even when your child leans over there is no chance of the stroller tipping.
If you purchase a stroller that includes a recliner position check the stroller to make sure the stroller does not fall over backwards when the child reclines.
Remember to use the stroller seat belt at all times.
If your stroller has a basket, use that for purses and bags rather than hanging these items over the handles.
The basket on your stroller should be placed over the rear tires.
To prevent accidental folding of the stroller always use the locking device.
The brakes are used to limit the rotation of the tires when the stroller is at a complete stop.
Make sure you do not accidentally pinch your...
Toyo tires > Jogging Stroller Safety Tips
World Renown, Pitts Performance Go Kart Racing Center, Launches Ground-Breaking e-Commerce Website That Delivers Karts and Parts Directly To the Track or Home
(ContentDesk) September 14, 2005 -- Blown a gasket on your kart at the track? Snapped a water pump belt or throttle cable? Need parts delivered fast?
How about a custom go kart, turn key kart, fun kart, mini bike, gas / electric scooter, engine or name brand racewear ? all delivered to you with racing speed and orderable online. For the first time, California's most reputable kart company is placing all of their kart racing products at www.pittsonline.com and getting them to you as fast as you can say? Pitts Performance.Pitts Performance, a full service go kart center, has been supplying parts from sprockets to Top Kart Chassis's, Honda engines, Bridgestone tires, Mychron data acquisition and many other kart accessories, brand name karts such as CRG, Tony Kart, Top Kart, Nevoso, Manco, and Twister, as well as top-of-the-line racewear from Sparco, Momo, Gearbox, MIR, Simpson and Alpinestar to...
Toyo tires > World Renown, Pitts Performance Go Kart Racing Center, Launches Ground-Breaking e-Commerce Website That Delivers Karts and Parts Directly To the Track or Home
Since gas prices are on the rise, is it smart to use gas cards and what are some ways to save money
Choosing The Right Vacuum Cleaner
According to history, the first vacuum cleaner actually wasn't a vacuum cleaner at all, it was a carpet sweeper. The inventor was a man by the name of Daniel Hess who in 1860 patented a machine that had rotating brushes on the bottom and bellows to generate suction. There is however no evidence that this machine was ever produced. It would be some forty plus years later, in 1908, that Mr. James Spangler of Canton, Ohio would receive a patent for the first electric portable vacuum cleaner.
vacuum Choosing The Right Vacuum Cleaner Since gas prices are on the rise, is it smart to use gas cards and what are some ways to save money Toyo tires
Toyo tires > Choosing The Right Vacuum Cleaner
Poker Retailer Launches Website in Time for Holiday Shopping
Taking advantage of the poker phenomenon sweeping the country, Big Slick Attire has debuted its first line of themed poker clothing. Big Slick Attire offers something for every fan of the game; T-Shirts, Baby Doll T's and hats. This new line offers fans of the game an opportunity to show off their passion when they are at the table or away from it.Men, women, and young adults around the world are experiencing the thrill of one of the fastest growing sports along with the newly titled "gaming...
Since gas prices are on the rise, is it smart to use gas cards and what are some ways to save money Poker Retailer Launches Website in Time for Holiday Shopping hats
Toyo tires > Poker Retailer Launches Website in Time for Holiday Shopping
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